Tag Archives: Credit Card Debt

Help Me Pay Off My Debt-Debt Snowball Strategy

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How to Eliminate your Debts Easily

“Help me pay off my debt” you say? OK. Here’s an idea for debt control called the ‘debt snowball’. It is starting to be famous. This is where the smaller sized debts are eliminated first followed by the higher credit card debts.

When you use a debt snowball to get rid of your debt, it eliminates debt systematically. The moment you pay smaller credit card debt, you’ll see successful results and it will make you hold on to the plan.

How the Debt Snowball Gets Results

Here is how the snowball succeeds: example, you have five existing credit card debt charges which are $100, $500, $800, $800 and $4,000. Before getting started on this method, it is better to be caught up with all of your monthly debts.

This procedure of arranging your charges in ascending sequence is needed. It’s also important not to include any new credit card debt while you execute this method.

The detailed process to eliminate your credit card debt is to shell out only the minimums on every debt except the smallest one.

In the given example, the lesser credit card debt which has a $100 balance has a monthly charge of $10. Here now is the tough part- figuring out how much more money you can afford to apply to increase the monthly payment for the smallest debt.

The best decision is to double it to $20 or more if you can. Nevertheless, almost any amount of money certainly will help. Paying back even more than the minimum amount will certainly decrease the debt faster. Let’s say you are paying 2x of it, so there is an extra $10 applied to the balance each month.

This shows that the charges will be paid a lot faster, most likely in six months or less. The payment fee, in this case, $20 went to the smallest credit card debt. Then, applying it using the second fee with a balance of $500 shells out an extra $20 per month. Let’s say $10 of the payment went to the finance charges, this implies that $60 a month was immediately applied to the debt.

That means even a $500 balance will be entirely eliminated in around 8 months. So now, you’ve eliminated two of your credit card debts in just 14 months.

This is where the snowball works faster. You can do the method again on the two $800 debts. Doing the same calculations, you can use the extra $70 to one of the charges, then to the other one. The first credit card debt is eliminated in six months and then the next one is paid off in less than four months. Now you have a total amount of $205 every month that can be used for the large $4,000 debt.

To make this easier to understand, the payment on the $4,000 is $200 a month already with $100 totally vanishing into your financing fees. Then you put $205 to the minimum payment that is given to the principal and the whole balance of $4,000 can still be eliminated in just over a year!

If you follow the above plan, there will be no need to say “ help me pay off my debt!”

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MLM Success Story, How They Made Over $2.2 MM In Less Than 12 Months Helping People Conquer The Internet

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A true MLM success story is exposed when you check out how Brian Fanale, Norbert Orlewicz and Todd Schlomer joined forces to help others conquer the Internet. Collectively, they created a 7-figure online empire in under 12 months. What I plan to tell you about is their story and how just about anyone, who wants to be successful on the Internet, can learn from their success.

Their MLM Success Story

During their first few years in network marketing, they struggled as most people do. They used all the traditional strategies, calling friends and family, making their warm list, having home opportunity meetings, having one-on-one presentations, attending hotel meetings, giving out flyers, mall prospecting, etc. and had very little results.

Determined to succeed, although deep in credit card debt, they turned to the Internet. They enrolled in over 20 unique companies to understand how they all operated. They were doing research and were trying to find out which companies would be the most profitable. The problem was that they didn’t know the first thing about how to profitably put together a network marketing business.

They continued to believe and focus on two factors that kept them going:

1. Network marketing was beyond a doubt the most profitable business on the planet, and
2. With 1.75 billion online users, the Internet was an absolute goldmine.

In time, their research, determination, and efforts began to pay off. They applied what they learn, having studied the top producers, and things came together. Inside of 12 months, they went from having hardly any money left to creating over $2 million in earnings.

During 2008, they started MLM Lead System Pro, a generic online lead generation system that anyone could learn and use to become successful leveraging the Internet. MLM Lead System Pro is based on attraction marketing and traffic generating strategies, several of which were learned from Mike Dillard’s, “Magnetic Sponsoring” and “MLM Traffic Formula.”

MLM Lead System Pro offers a complete lead generation system that empowers anyone to easily customize lead capture pages, send autoresponder follow-up messages, customize sales pages, and profitably market nearly any MLM or network marketing venture. It includes top quality video training and ongoing live training covering the most successful Internet lead generation methods. In addition, members using this system, are able to create multiple streams of income through affiliate commissions that are already setup in the system.

Conquer The Internet DVD Released

In 2010, they produced an Internet marketing DVD titled, “Conquer The Internet.” This powerful DVD was designed to teach people the top MLM sponsoring strategies including:

* How the top network marketers sponsor new reps at will globally, 24 x 7, while they sleep, completely on autopilot.

* The #1 most important thing you need to do in order to keep your new team members on autoship so that you get paid long-term and build your residual check 100-fold.

* How you can make thousands of dollars per month off the 90%+ who say no to your business opportunity.

* The most powerful and proven 7-step marketing blueprint that will keep your phone ringing off the hook with laser-targeted prospects who are ready to join your team.

* How to completely eliminate rejection, become the hunted instead of the hunter, and avoid being part of the 95% who will be unsuccessful in the MLM industry…


Their “Conquer The Internet” DVD is designed to show you how average, everyday people are making a lot of cash leveraging the Internet. The goal of this DVD is to not only help you see how fortunes are made online, but to equip you with everything you must have to begin creating your own empire online starting now!

And their MLM success story moves on. If you would like to see a short video with a personal message from the creators of this life changing DVD, check out “Conquer The Internet” now.

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